EFU Insurance Company Detail

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EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi-74000, Pakistan



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Today, with over 85 years of winning the customers' trust EFU stands as Pakistan's largest and the oldest general insurer, always ready to go the extra mile to serve better. EFU has always provided a full range of insurance service to fulfill all of its customers' needs whether they are commercial or individual clients. It provides Fire, Engineering,, Marine, Aviation, Motor, Miscellaneous services and Takaful Covers. Ever since EFU's establishment in 1932, it has met the challenges of changing times. It has built a diversified customer base, covered more types of risks than any other, enhanced the expertise and delivered on the promises. In the year 2017 EFU General Insurance Limited including its Takaful Operations have crossed the Premium/Contribution figure of Rs.20 billion. It is the first general insurance company in the history of Pakistan to achieve this milestone. One of the important aspects of EFU's operation is that it has created a separate engineering group which works closely with clients to identify various risk exposures and then provide specific insurance coverage. This helps in loss prevention and reducing the cost of premium. EFU's market-driven team of inspired and technically qualified insurance personnel, specializing in civil, mechanical, metallurgy, electronics and having overseas linkages, is on-call for necessary professional advice at all times. It is EFU's policy not only to provide protection and risk reduction but help clients to develop preventive capabilities to avert major perils and calamities. EFU General is protected by the strongest and top rated reinsurers around the globe which gives it a competitive edge over other Insurers. EFU General is rated by JCR-VIS, PACRA and AM Best. JCR-VIS, PACRA have assigned rating of AA+ with stable outlook and AM Best have assigned rating of B+ with Outlook Positive. EFU is ISO 9001:2015 certified company. Regarding the recognition of EFU's services to the industry and the economy of Pakistan, it has also received various awards including Corporate Excellence Award of Management Association of Pakistan, Best Corporate Report Award of Institute of Chartered Accountant of Pakistan (ICAP) and Institute of Cost and Management Accountants of Pakistan (ICMAP), Achievement Award & Gold Medal of the Federation of Pakistan Chamber of Commerce and Industry (FPCCI), SAFA Best Presented Annual Report (Certificate of Merit) of South Asian Federation of Accountants (An apex body of SAARC), Brands of the year Award of Brands Foundation, Consumers Choice Award of Consumers Association of Pakistan, and Top 25 Companies Award of Karachi Stock Exchange etc., etc. EFU General is the most powerful trusted brand and pioneer in the insurance industry as well as in China-Pakistan Economic Corridor (CPEC). It has always played a role of institution giving the emerging Pakistan insurance industry the leadership, manpower and drive needed to grow and face challenges.